Financial Associates Fund Solutions
Our Investment Philosophy
Updated for October 2025
At Financial Associates, we believe that every investor’s journey is unique — and so should every investment strategy. We don’t subscribe to a “one-size-fits-all” risk profile. Instead, our approach is built around your specific goals, time horizon and comfort level with market fluctuations. Through our wrap-fund range, we offer five distinct portfolios:
- Conservative – Prioritising capital preservation and short-term income.
- Cautious – Aiming for stable income and high capital stability over the medium to long term.
- Moderate – Targeting reasonable capital growth over the medium term, accepting moderate short-term fluctuations.
- Moderate Aggressive – Pursuing higher growth over the long term, with a willingness to tolerate more short-term volatility.
- Worldwide Flexible – A global-growth oriented fund for long-term investors prepared for high short-term swings.
Each fund is managed in partnership with our strategic investment partner, aligned to deliver disciplined, researched, and tailored investment solutions.
Note: The links and figures on this page are valid for October 2025 and will be updated monthly to reflect the most current data.
Conservative
Cautious
Moderate
Moderate Aggressive
The wrap fund aims to provide a high level of capital growth over the long term. Investors in this fund are prepared to tolerate high fluctuations in the value of their investment over the short term.